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Mortgage Loans

Our Homeownership Center is your one-stop-shop!

You can find dozens mortgage loan kinds, and a large number of variables to take into account whenever attempting to regulate how to buy, but just one loan is suitable for you. We make discovering that loan that is right and simple to get hold of certainly one of our mortgage specialists today to begin with!

Advance Payment Assistance

NeighborWorks Down Payment Assistance system helps make homeownership easy for first-time homebuyers of moderate income by filling the gap between that which you are able additionally the cost of housing.

A first-time homebuyer is anyone who has maybe perhaps not owned a main residence in the last 3 years. NeighborWorks Alaska provides two programs for first-time homebuyers, the Alaska Housing Finance Corporation (AHFC) Tax-Exempt plus the Taxable First-Time Homebuyer.

Tax-Exempt First-Time Homebuyer System

The Tax-Exempt Program (TEP) offers reduced interest levels to eligible homebuyers that are first-time meet maximum income restrictions and acquisition price limits. First-time homebuyers can be entitled to mortgage reduction additionally the NeighborWorks Alaska advance payment help system to greatly help supply the payment that is down eradicate the importance of home loan insurance helping you save money on a monthly basis.

Taxable First-Time Homebuyer Program

This first-time homebuyer system provides a diminished interest rate to qualified borrowers. Unlike the program that is tax-exempt there aren’t any maximum earnings or acquisition price limits.

United states of america Department of Agriculture (USDA)

Provides up to 100per cent funding for qualified borrowers thinking about purchasing a true house in specified aspects of rural Alaska.

Federal Housing Assistance (FHA)

Created for a debtor with just minimal advance payment and permits reduced fico scores than that needed for Conforming loans; now offers a ‘streamline refinance’ of an current FHA loan with minimal paperwork needs. Continue reading